How To Work Through Money Issues In A Relationship
Before I get started talking about what is without a doubt, one you that I think could really help you and your
partner's marriage:of the biggest causes of divorce, I want to share something with
Last week I came across a fantastic system called Save My Marriage Today, a great course which covers all the
basics for gaining a healthy and happy marriage,
o Tips on how to rescue your marriage
o How to reintroduce passion
o How to repair your marriage after an affair
o Self assessment
o Gestures that are more important than words
And much more........... Click here for more details...
My favorite thing about this course is that it sets you up for a lifetime of marital bliss. So many 'save your
marriage' guides are just quick-fixes.
They don't help with the long-term hurdles that marriages face.
It's a little like losing a ton of weight by drinking protein shakes. When you have reached your goal weight,
and go back to eating regular food, how will you know how to eat to keep the weight off? The protein shake diet
never taught you anything about that!
So, if it's a lifetime of happiness that you are after with your spouse, I urge you to check it out. Right now,
you can save 30% on the regular price of signing up.
Click here for more details...
One money issue I'm sure we'd all like to have is having too much of the green stuff. This isn't
often the case, however, so we must learn how to work through money issues in our relationship.
"Two can live as cheaply as one!" is an old saw used to justify a couple living together, either in matrimony or
as partners. The truth of the matter is that the only two who can live as cheaply as one are the horse and the
NOTE: If you don't understand that last truism, visit a horse corral sometime and just watch the sparrows
A couple always can find more things to spend money on than a single person, so when you plan on cohabitating,
do exactly that . . . PLAN.
One of the most common problems in
relationships is money. To avoid having serious money issues in a relationship you should sit down together and
develop a household budget. Analyze your anticipated expenses and then add twenty percent to cover contingencies
and forgotten items.
You each bring personal expenses to the partnership, but these should be handled individually. The household
expenses are the shared items and should be allocated equally.
When you have determined how much is needed, set up a household expense bank account and both arrange to deposit
your share on a regular basis. With direct deposit now common with employers, this can be an easy, almost painless
Set aside some time to pay bills together, either by check or electronically. In this manner you both understand
where the money is going. This makes for a more comfortable management of the account.
Common grocery and household items expenses should be paid from the account using the ATM cards usually provided
by your bank. Personal choice items should be paid for by the individuals, not from the household account.
At the end of the year, or periodically, when there is an excess in the account you can opt to transfer it to a
joint savings account, or to have a party. I know which one most of you will choose.
If you have failed to develop a plan before you began your cohabiting relationship you may find yourself
addressing money issues with your partner. It is never too late to begin a household financial plan.
First you must deal with the pressing financial issue. Discuss the matter with your partner and consider all
options. If you have a debt that has arisen because of your household expenses, consider a joint loan to pay it
The payments on any loan should be added into your household budget plan. When you mingle your credit issues you
also merge much of your credit reports data. This could be an issue that should be discussed.
If your financial issues represent a really big problem, consider seeking the counsel of a financial advisor.
They can often point avenues to correct the problems that you wouldn't otherwise see.
Couples, even those not yet married, often consider sizeable joint purchases like a house. This is an important
step and there are considerations other than the mortgage payment.
You have real estate taxes, property insurance, casualty insurance and mortgage insurance. Then there is the
matter of upkeep.
A house also involves other expenses like lawn care equipment or contracting with a service. Gardening and
planter boxes are used to dress up the exterior. Trees, shrubs and other plantings also enter the picture. A lot of
these are one time expenses.
Working though money issues with your partner is really all about planning, even after-the-fact planning. You
should plan your finances, and then stick to the plan.
Click here now => http://savingthelove.com/1000-Questions.html